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	<title>Comments on: Taxing Health Care Benefits</title>
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	<link>http://www.taxgirl.com/taxing-health-care-benefits/</link>
	<description>Paying taxes is painful... but reading about them shouldn&#039;t be.</description>
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		<title>By: Paula</title>
		<link>http://www.taxgirl.com/taxing-health-care-benefits/comment-page-1/#comment-24572</link>
		<dc:creator>Paula</dc:creator>
		<pubDate>Mon, 07 Mar 2011 06:12:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.taxgirl.com/?p=3577#comment-24572</guid>
		<description>Whatever is the contract between my employer and me is our business, not the government&#039;s.  I&#039;m sick of the govt. sticking it&#039;s nose into everything we do.  And I don&#039;t like the idea of taxing the health care benefits because I believe the govt. should be reducing our taxes not increasing them. They misuse much of the tax money we send them already.  They are insanely profligate.   As the TEA partiers say: we&#039;re Taxed Enough Already.  Let&#039;s close down the nosey IRS and go to a Consumption Tax.</description>
		<content:encoded><![CDATA[<p>Whatever is the contract between my employer and me is our business, not the government&#8217;s.  I&#8217;m sick of the govt. sticking it&#8217;s nose into everything we do.  And I don&#8217;t like the idea of taxing the health care benefits because I believe the govt. should be reducing our taxes not increasing them. They misuse much of the tax money we send them already.  They are insanely profligate.   As the TEA partiers say: we&#8217;re Taxed Enough Already.  Let&#8217;s close down the nosey IRS and go to a Consumption Tax.</p>
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		<title>By: S Johnson</title>
		<link>http://www.taxgirl.com/taxing-health-care-benefits/comment-page-1/#comment-23108</link>
		<dc:creator>S Johnson</dc:creator>
		<pubDate>Thu, 13 Jan 2011 13:39:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.taxgirl.com/?p=3577#comment-23108</guid>
		<description>A few other things I thought to add:

--Life in general is not fair.  As Americans we are blessed well beyond most of the world&#039;s population, even in our poverty; we really don&#039;t have a whole lot of room to complain about very much (I still whine all the time anyway)

--If we&#039;re going to talk about selective fairness and relate it to the example of the two people making $50k, I suggest it would be just as fair--and certainly preferable-- to aim for the flip side of that example, wherein efforts are taken to defray the costs of the person without benefits, rather than penalizing the person who has them (granted, I admit this may be impractical at present)

--Despite life not being fair in general, I believe the fairness we can achieve needn&#039;t require those who are more prosperous (at least for legal reasons) to suffer punitive actions that--in all likelihood--aren&#039;t helping the less privileged anyway (such as in the aforementioned example)

--Having worked for both Federal and State government agencies, I&#039;ve watched what happens when tax revenues dried up: for my state,  at least, the solution was not to raise taxes, but to cut spending. Unfortunately, that did result in job loss, but my state&#039;s economy is currently among the best in the nation. I think it&#039;s possible that this might also work on a Federal level

--I see taxation of benefits as principally similar to the &quot;No Child Left Behind&quot; law, which, at least indirectly, risked penalizing students who excelled, as teachers felt the need to spend more time on students who did not in an effort to ensure they (the teachers) kept their jobs

--This idea might look fair in print, but it really seems to ignore what may be better alternatives (I&#039;m sorry I don&#039;t have any specifics to offer at the moment), and I really don&#039;t feel that it addresses any of the roots of the problems

I&#039;ll shut up now. :)</description>
		<content:encoded><![CDATA[<p>A few other things I thought to add:</p>
<p>&#8211;Life in general is not fair.  As Americans we are blessed well beyond most of the world&#8217;s population, even in our poverty; we really don&#8217;t have a whole lot of room to complain about very much (I still whine all the time anyway)</p>
<p>&#8211;If we&#8217;re going to talk about selective fairness and relate it to the example of the two people making $50k, I suggest it would be just as fair&#8211;and certainly preferable&#8211; to aim for the flip side of that example, wherein efforts are taken to defray the costs of the person without benefits, rather than penalizing the person who has them (granted, I admit this may be impractical at present)</p>
<p>&#8211;Despite life not being fair in general, I believe the fairness we can achieve needn&#8217;t require those who are more prosperous (at least for legal reasons) to suffer punitive actions that&#8211;in all likelihood&#8211;aren&#8217;t helping the less privileged anyway (such as in the aforementioned example)</p>
<p>&#8211;Having worked for both Federal and State government agencies, I&#8217;ve watched what happens when tax revenues dried up: for my state,  at least, the solution was not to raise taxes, but to cut spending. Unfortunately, that did result in job loss, but my state&#8217;s economy is currently among the best in the nation. I think it&#8217;s possible that this might also work on a Federal level</p>
<p>&#8211;I see taxation of benefits as principally similar to the &#8220;No Child Left Behind&#8221; law, which, at least indirectly, risked penalizing students who excelled, as teachers felt the need to spend more time on students who did not in an effort to ensure they (the teachers) kept their jobs</p>
<p>&#8211;This idea might look fair in print, but it really seems to ignore what may be better alternatives (I&#8217;m sorry I don&#8217;t have any specifics to offer at the moment), and I really don&#8217;t feel that it addresses any of the roots of the problems</p>
<p>I&#8217;ll shut up now. <img src='http://www.taxgirl.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: S Johnson</title>
		<link>http://www.taxgirl.com/taxing-health-care-benefits/comment-page-1/#comment-23092</link>
		<dc:creator>S Johnson</dc:creator>
		<pubDate>Wed, 12 Jan 2011 16:53:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.taxgirl.com/?p=3577#comment-23092</guid>
		<description>I suppose I&#039;m one of those in the minority who actually have a benefits package. Of course, this biases me against taxation on my benefits.

Though the example given has sound reasoning behind it, the fact is that I&#039;m being taxed on money that I never see--on income that I do not make. More to the point, I&#039;m being taxed on benefits that I don&#039;t even get 100% value from. 

I happen to be in a job that has blessed me with something that people would call a &quot;Cadillac&quot; package. Due to my lower actual wage, however, the taxation on my benefits would tax me as though I were making an additional 24% income (based on 40% taxation of total aggregate value of my benefits).  This 40%, for me, amounts to roughly $13k per annum. Right now, I don&#039;t use anywhere *near* $13k worth of medical services, and, as I&#039;m in my early 30s, probably won&#039;t reach those levels for another decade or two, provided nothing unfortunate happens. In this case, the logic of the example from the article fails. I wouldn&#039;t be paying as much as I would be taxed on, which is why I don&#039;t see this as particularly fair.

So, admitting my bias--and we&#039;re all biased--I&#039;m opposed to this tax, and view it as taxation without representation. Were I to actually have an opportunity to vote for this measure, I would vote against it. Likewise, I did not vote for either of the candidates that supported this measure.

But such is life in a republic. You win some, you lose some, so I guess my only real option is to grin and bear it.</description>
		<content:encoded><![CDATA[<p>I suppose I&#8217;m one of those in the minority who actually have a benefits package. Of course, this biases me against taxation on my benefits.</p>
<p>Though the example given has sound reasoning behind it, the fact is that I&#8217;m being taxed on money that I never see&#8211;on income that I do not make. More to the point, I&#8217;m being taxed on benefits that I don&#8217;t even get 100% value from. </p>
<p>I happen to be in a job that has blessed me with something that people would call a &#8220;Cadillac&#8221; package. Due to my lower actual wage, however, the taxation on my benefits would tax me as though I were making an additional 24% income (based on 40% taxation of total aggregate value of my benefits).  This 40%, for me, amounts to roughly $13k per annum. Right now, I don&#8217;t use anywhere *near* $13k worth of medical services, and, as I&#8217;m in my early 30s, probably won&#8217;t reach those levels for another decade or two, provided nothing unfortunate happens. In this case, the logic of the example from the article fails. I wouldn&#8217;t be paying as much as I would be taxed on, which is why I don&#8217;t see this as particularly fair.</p>
<p>So, admitting my bias&#8211;and we&#8217;re all biased&#8211;I&#8217;m opposed to this tax, and view it as taxation without representation. Were I to actually have an opportunity to vote for this measure, I would vote against it. Likewise, I did not vote for either of the candidates that supported this measure.</p>
<p>But such is life in a republic. You win some, you lose some, so I guess my only real option is to grin and bear it.</p>
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		<title>By: brian</title>
		<link>http://www.taxgirl.com/taxing-health-care-benefits/comment-page-1/#comment-17876</link>
		<dc:creator>brian</dc:creator>
		<pubDate>Mon, 19 Jul 2010 18:13:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.taxgirl.com/?p=3577#comment-17876</guid>
		<description>If in fact my employer paid premiums become taxable, I will ask to not be covered.  I will then go the emergency room every time I have a headache and pay the govt. imposed fine for not having healthcare.  ($700 a year or something).  I believe many will do the same as I and that will make this whole &quot;lets cover everyone&quot; program backfire on the govt. in a big way!  Wait and see, it will become a nightmare for the govt.</description>
		<content:encoded><![CDATA[<p>If in fact my employer paid premiums become taxable, I will ask to not be covered.  I will then go the emergency room every time I have a headache and pay the govt. imposed fine for not having healthcare.  ($700 a year or something).  I believe many will do the same as I and that will make this whole &#8220;lets cover everyone&#8221; program backfire on the govt. in a big way!  Wait and see, it will become a nightmare for the govt.</p>
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		<title>By: Andrea</title>
		<link>http://www.taxgirl.com/taxing-health-care-benefits/comment-page-1/#comment-17466</link>
		<dc:creator>Andrea</dc:creator>
		<pubDate>Sat, 03 Jul 2010 16:23:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.taxgirl.com/?p=3577#comment-17466</guid>
		<description>The government shouldn&#039;t be taxing health care benefits that are paid for by the employer OR the individual.  That&#039;s the bottom line.</description>
		<content:encoded><![CDATA[<p>The government shouldn&#8217;t be taxing health care benefits that are paid for by the employer OR the individual.  That&#8217;s the bottom line.</p>
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		<title>By: Ben Martorana</title>
		<link>http://www.taxgirl.com/taxing-health-care-benefits/comment-page-1/#comment-17058</link>
		<dc:creator>Ben Martorana</dc:creator>
		<pubDate>Sun, 20 Jun 2010 16:22:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.taxgirl.com/?p=3577#comment-17058</guid>
		<description>Under the proposed taxation of health insurance premium, will it also effect pensioners?</description>
		<content:encoded><![CDATA[<p>Under the proposed taxation of health insurance premium, will it also effect pensioners?</p>
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		<title>By: Kelly</title>
		<link>http://www.taxgirl.com/taxing-health-care-benefits/comment-page-1/#comment-10981</link>
		<dc:creator>Kelly</dc:creator>
		<pubDate>Tue, 21 Jul 2009 17:06:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.taxgirl.com/?p=3577#comment-10981</guid>
		<description>Rainer,
Point well taken. I should have used another term.</description>
		<content:encoded><![CDATA[<p>Rainer,<br />
Point well taken. I should have used another term.</p>
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		<title>By: Hanna</title>
		<link>http://www.taxgirl.com/taxing-health-care-benefits/comment-page-1/#comment-10980</link>
		<dc:creator>Hanna</dc:creator>
		<pubDate>Tue, 21 Jul 2009 15:14:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.taxgirl.com/?p=3577#comment-10980</guid>
		<description>I agree with Urbie, there is a major problem that you fail to take into consideration.  We have 2, my spouse and I, and because we only have the single or family option our company share is 13000.00.  Its clear that even thier portion is overpriced and that doesn&#039;t include our portion which is another 3588.00 per year!  To be taxed on this income is obsured.  The other issue is that if your family is making 50000-70000 a year, even just two of you-- you are middle class.  Your not the rich, you the class paying for everything!  We will had out tons of money and in the end the middle class worker is the one who will go broke.</description>
		<content:encoded><![CDATA[<p>I agree with Urbie, there is a major problem that you fail to take into consideration.  We have 2, my spouse and I, and because we only have the single or family option our company share is 13000.00.  Its clear that even thier portion is overpriced and that doesn&#8217;t include our portion which is another 3588.00 per year!  To be taxed on this income is obsured.  The other issue is that if your family is making 50000-70000 a year, even just two of you&#8211; you are middle class.  Your not the rich, you the class paying for everything!  We will had out tons of money and in the end the middle class worker is the one who will go broke.</p>
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		<title>By: Health Care Plan Leaves Huge Hole in the Budget &#124; taxgirl</title>
		<link>http://www.taxgirl.com/taxing-health-care-benefits/comment-page-1/#comment-10886</link>
		<dc:creator>Health Care Plan Leaves Huge Hole in the Budget &#124; taxgirl</dc:creator>
		<pubDate>Thu, 09 Jul 2009 12:13:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.taxgirl.com/?p=3577#comment-10886</guid>
		<description>[...] that proposal to tax employer provided health care benefits? It&#8217;s just not picking up enough support to push through. Democrats, in particular, are [...]</description>
		<content:encoded><![CDATA[<p>[...] that proposal to tax employer provided health care benefits? It&#8217;s just not picking up enough support to push through. Democrats, in particular, are [...]</p>
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		<title>By: Loose Change: 7/6/09 &#124; Debt, Credit Card &#38; Consolidation Current News Digest</title>
		<link>http://www.taxgirl.com/taxing-health-care-benefits/comment-page-1/#comment-10859</link>
		<dc:creator>Loose Change: 7/6/09 &#124; Debt, Credit Card &#38; Consolidation Current News Digest</dc:creator>
		<pubDate>Mon, 06 Jul 2009 15:00:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.taxgirl.com/?p=3577#comment-10859</guid>
		<description>[...] your money. And we’re not just talking about deposits. [WSJ] -On taxing health-care benefits. [TaxGirl] -Add this to your calendar: a financial health day. [NYTimes] -When it comes to the new home [...]</description>
		<content:encoded><![CDATA[<p>[...] your money. And we’re not just talking about deposits. [WSJ] -On taxing health-care benefits. [TaxGirl] -Add this to your calendar: a financial health day. [NYTimes] -When it comes to the new home [...]</p>
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