It’s a good idea to mull over other strategies before applying for a tax Refund Anticipation Loan (RAL). Just make sure they’re appropriate alternatives. Here
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What You Should Know About Tax Refund Anticipation Loans
Tax season opens Monday, January 27, 2020. The beginning of tax season can be a busy and anxious time for taxpayers – especially those who
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What You Need To Know About Refund Anticipation Loans
The beginning of tax season can be a busy and anxious time for taxpayers – especially those who are waiting for their tax refunds. This
Read MoreAsk The Taxgirl: Co-signing For A Tax Loan
Taxpayer asks: Dear Taxgirl: Does H&R Block allow you to use a cosigner for Emerald Advance? Taxgirl says: Emerald Advance is a prepaid card for
Read MoreWhy You Might Have Been Turned Down For A Refund Anticipation Loan
Some taxpayers use a tax Refund Anticipation Loan (RAL) to bridge the gap between the first of the year and mid-to-late February. Sometimes, you’ll get turned down. If you’ve been turned down for a tax refund-related loan, it might have been for one of these reasons.
Read MoreIRS Changes The Way RAL Providers Will Do Business
The last couple of tax seasons have been tough for many taxpayers trying to utilize popular refund anticipation loans (RALs). With banks increasingly unwilling to
Read MoreJackson-Hewitt Stock Continues To Take Hit On Loan News
Shares of Jackson-Hewitt stock continued to plummet in February as word of their problems with their RAL lender continued to make news. The stock opened
Read MoreWhere's My Refund?
About 10% of my “Ask The Taxgirl” questions right now are asking “Where’s my refund?” – though, admittedly, some ask in a nicer way than
Read MoreAsk The Taxgirl: Refund Anticipation Loan (RAL) Denials & Delays
Taxpayer asks: Why was my RAL denied? Taxgirl says: RALs are refund anticipation loans. They are basically loans (usually high interest) against your refund from
Read MoreFederal Court Tells NJ That RAL Rates Are Fine
A federal judge has ruled that New Jersey cannot limit the interest rates and fees national banks can charge for taxpayer RALs (refund anticipation loans)
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